Does Car Insurance Cover Stolen Cars If Keys Are Left In?

We’ve all at some point or another accidentally left our keys in the car, but unfortunately, some of those situations can lead to car theft. Amongst all of the confusion and worry, you may be left wondering, “Does car insurance cover stolen cars if the keys are left inside?” Learn more about your coverage options along with how you can recover your vehicle, your keys, and keep moving on Charlotte and Concord roads with the automotive professionals at Toyota of North Charlotte

Does Insurance Cover Stolen Cars with Keys Left Inside?

If your vehicle was stolen and you left the keys in the car, your insurance may cover it — as long as you have comprehensive insurance. Here are a couple of quick facts about comprehensive insurance:

• Other forms of coverage like liability and collision insurance are designed to protect you, your vehicle, and others in the event of an accident. Comprehensive insurance covers all additional cases, including theft.
• With comprehensive insurance, drivers can receive damages for the vehicle contingent on their deductible and policy terms.

In any case, be sure to check your insurance plan to make sure that your vehicle has comprehensive coverage, so you’ll be prepared.

How Can I Replace My Car Keys?

When it comes to recovering the vehicle and even your car keys, there are many ways you can go about getting an extra spare to help get you back on the road. Here are some ways you can replace your stolen car keys:

• Check your insurance policy, as stolen car keys may be covered under your plan or warranty.
• Visit your local Toyota dealership for replacement options. The service team at Toyota of North Charlotte would be happy to help you get replacement keys.
• Write down your VIN number, make, model, year, and work with a locksmith to create a replacement.

Find More Auto Insurance Information at Toyota of North Charlotte

Now that you know more about how car insurance can cover stolen cars if the keys are left inside, you can find even more helpful resources at Toyota of North Charlotte. Our finance team is always on hand to answer any questions about our finance and insurance programs. Contact us today for more information and to schedule a test drive near Gastonia if you’re in the market for a new Toyota!